A Smarter VA Loan Process

A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs and issued by approved lenders like Summit Lending. It was created to provide long-term, sustainable financing for eligible veterans and surviving spouses.

Our role is simple: make the process clear, accurate, and respectful of your benefit - without overselling or unnecessary pressure.

We help you understand how your VA loan works, compare it thoughtfully against other options when appropriate, and move forward with confidence, whether you're buying your first home or using your VA benefit again.

How the VA Loan Process Works

1. Start with our VA Loan Qualifier to understand your options

2. Receive personalized scenarios based on your eligibility

3. Review rates, terms, and loan structures side by side

4. Move forward with the option that best fits your goals

VA Loan Education & Guides

VA Entitlement Explained – 36k

VA Loan Misconceptions

VA Loan Myths That Hurt Veterans

VA home loans are one of the most powerful benefits available to eligible veterans and active-duty service members. Backed by the U.S. Department of Veterans Affairs, VA loans are designed to make homeownership more accessible, flexible, and affordable - without unnecessary barriers.

Key advantages include options for no down payment, competitive interest rates, and protections built specifically for those who've served.

• Fixed Rates
• Adjustable Rate Mortgage (ARM)
• Low Down Payments
• Jumbo & Super Jumbo Loans
• Terms from 5 to 30 Years