A LITTLE ABOUT ME
Hi, I'm Karla Villegas - a bilingual loan officer licensed in Missouri, Kansas, and Arkansas, and I'm here to make homeownership more accessible, especially for Spanish-speaking families and first-time buyers across the Midwest.
For me, being a loan officer isn't just about securing a mortgage. It's about creating stability, building generational wealth, and helping people experience the pride of owning a home - no matter where they're starting from. I believe every client deserves not only the right loan, but also the education and support to make confident, informed decisions.
Fluent in both English and Spanish, I specialize in removing barriers that often hold families back from owning a home. Whether you’re buying your first home, refinancing, or preparing for a purchase six months from now, I'll walk with you every step of the way - with clarity, care, and zero pressure.
"Homeownership is more than just a transaction. It's about creating stability, building wealth, and establishing a legacy for generations to come."
That's why I focus on building relationships, not just closing loans. I take the time to understand your goals, explain your options, and provide solutions tailored to your financial situation.
As part of the CTC Team - Summit Lending, I have the support and resources to help you navigate the process smoothly from start to finish - whether you’re in Kansas City, Springfield, North West Arkansas, or anywhere in between.
My mission is simple: to simplify the mortgage process and serve as a trusted guide for my clients - especially those who've been overlooked or underserved in the past.
If you’re looking for a Spanish-speaking mortgage advisor who will put your goals first and stand by your side until the keys are in your hands, I'd be honored to help you on your journey.