VA Loan: Fact vs Fiction – 5 Myths Holding Veterans Back VA Loan: Fact vs Fiction – you’ve probably heard it all: “You can only use it once,” or “It takes forever to close.” But those myths are holding veterans back. “You can only use your VA loan once.” “VA loans take forever to close.” […]
What Does $36,000 in VA Entitlement Really Mean? – A Clear Guide for Veterans, Agents, and Lenders VA entitlement explained clearly. If your Certificate of Eligibility (COE) says $36,000, that number can be confusing. But it’s not a cap – it’s the start of your full VA benefit. Let’s set the record straight: VA entitlement […]
Top VA Loan Misconceptions for 2025 – 2026: What Veterans Are Still Being Told (That Just Aren’t True) If you’re a veteran, active service member, or military family planning to buy a home, understanding VA loan misconceptions for 2025 – 2026 could save you thousands…and reduce the stress of navigating confusing information. Let’s be clear: […]
VA Refinance 2025: How the VA IRRRL Refinance Clears the Barriers for Veterans If you’re a veteran with a VA loan and you’ve been told refinancing isn’t possible right now – that might be more myth than fact. In 2025, there’s still a powerful VA benefit on the table: the IRRRL, or Interest Rate Reduction […]
VA Loan Myths That Hurt Veterans: What Every Lender and Buyer Needs to Know VA loan myths continue to hold too many veterans back from homeownership. Too many are told “no” when the real answer should be “yes. As seasoned VA underwriters and loan officers who’ve worked directly with the Department of Veterans Affairs and […]